The Consumer Financial Protection Agency: Different Ship, Same Chairs?
Published in Banking and Financial Services Policy Report, November 2009, Copyright Aspen Publishers Inc.
Detailed analysis and critique of H.R. 3126, creating a Consumer Financial Protection Agency

So You Want to Start a Payments Company?
A brief survey of state and federal regulations that govern these businesses

Protecting Your Intellectual Property From Your Strategic Alliance Partner
Protecting the family jewels with careful contract negotiation

Articles published in The Business Lawyer on topic of exemption of national banks and other federal financial institutions from state gift card regulation, and related litigation.
So-called federal preemption is a legal doctrine with important compliance implications for prepaid card operators and other money transmission businesses.